Kutatói nyugdíj

Working in Europe | Pension rights | Hungary

 

 

A magyar nyugdíjrendszernek két típusa van: állami és magán. A nyugdíjjárulékot minden hónapban levonják a fizetésedből. Jelenleg, az állami nyugdíjjárulék 10%. Minden magánnyugdíj esetében a befizetéseket egyénileg kell intézni.

 

Ha szeretnéd igényelni a magyarországi nyugdíjadat, abban az esetben, ha elhagyod az országot de továbbra is Európában szeretnél élni, keresd fel a helyi nyugdíjbiztosító irodát, ahol elmondják neked, hogy mit igényelhetsz vissza, amikor elhagyod az országot.

 

Öregségi nyugdíjra azok a személyek jogosultak, akik elérték a törvényben meghatározott nyugdíjkorhatárt és befizették az előírt biztosítási járulékot. 2010. január 1-jétől fokozatosan 62-ről 65 évre emelkedik az öregségi nyugdíjra jogosító nyugdíjkorhatár (minden korosztály esetében fél évvel). Ez az emelkedés először az 1952-ben született személyeket érinti.

 

You may be entitled to draw an old-age pension even if you are still gainfully employed, up to the income ceiling set by law. Since 1 April 2007, pensioners who are in salaried employment are required to pay pension contributions on their income. After 365 days of insurance payments, their pension increases by 0.5% of the amount of the monthly contribution base.

 

The so-called Old-age pension for women with 40 years of eligibility period ('öregségi nyugdíj nők számára 40 év jogosultsági idővel’) is available for those women, regardless of their age, who have fulfilled at least 40 years of eligibility period and have ceased gainful activity. From 1 January 2012, the former early retirement benefits, with the exception of the old-age pension for women with 40 years of eligibility period ('öregségi nyugdíj nők számára 40 év jogosultsági idővel'), are now combined as ‘benefits prior to retirement age’ ('korhatár előtti ellátás'). The list of those entitled to retirement prior to old age can be found at the webpage of the European Commission

 

In 2005, a new tool, ’Premium years programme’ was introduced into the labour market, designed to keep the elderly in active employment. The objective of the programme is to let workers in the public sector ease into retirement by allowing them to continue to work part time. Public sector employees within 3 years of retirement who have completed at least 25 years of service can reduce their working hours while receiving 70% of their former salary, until they reach retirement age; this period counts towards social insurance rights. This benefit can be considered as a form of pre-retirement.

 

Pensions have to be applied for using a standard form. If you live in Hungary, you can submit the form to any pension insurance directorate, in person, by post or electronically.

 

If you are living or staying outside the EU/EEA, you must submit your application to the Pension Payment Directorate. If the application is not submitted in person, the applicant’s signature on the printed form must be certified by a notary, or by the Hungarian Consulate, or by a local authority.

 

The amount of the pension depends on average wage and length of service time (insurance period). The average wage that is used as the basis for calculating the old-age pension is determined, as a general rule, on the basis of the income subject to pension contributions between 1 January 1988 and the date of retirement. The Hungarian pension system provides for a minimum pension, with a qualifying condition of 20 years of service, of HUF 28,500 per month. If the average contribution base is less than the amount of the minimum pension, the pension will equal 100% of the average monthly wage.

 

More information at the site of the Central Administration of National Pension Insurance in Hungarian:

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State pensions abroad - more information at the site of the European Union in English:

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